Franchise Introduction Presentation
By :Team Flyhi Finance
INTRODUCTION
Flyhi: Hassle-free, affordable andflexible financingfor Parentsandstudents
2
VISION
Financing education for masses
OFFERING
Tech-enabled lendingproviding highly affordable EMIs
with quality education
HOW
Through quick, paperless,and user-friendly process
LENDING AVAILABLE FOR:
Flyhi Loans:Simplify education financingformasses
3
*0%
Interest to the customer forup to a
12-month tenure through institution tie-ups
Flexible tenure
Collateral: Unsecured
24 hr
Disbursal
(Sanction within *30 min)
Primary Focus
• K-12 Schools
• Tuition and Coaching
Classes
• College and
University
DIGITAL LOAN PROCESSING AND ONBOARDING
(on the technology platform)
Secondary Focus
• Professional
Skill
Development
• Vocational Courses
• Executive
Education
*Note:Terms and conditions apply
BusinessModel
4
B2B2C USER ACQUISITION SUBVENTION RATE INTEREST RATE
Tie-up with schools, colleges, online
coaching and vocational courses to
tap prospective customers
We charge subvention rate to
the institutions instead of charging
Rate of Interest to customer which
allows the FLYHI FINANCE lend at
0%.
We charge rate of interest to the
customer if at all there is no
Subvention agreement between us
and the Institute.
*Note:Terms and conditions apply
BusinessModel
4
B2C USER ACQUISITION INTEREST RATE ADDITIONAL DOCUMENTS
Do Digital or Telemarketing activities
to existing customers or new database
and generate direct customer leads
All direct customer application
shall be processed as a normal
interest bearing loan and the rates
applicable are fixed irrespective
of the amount or type of
institution
Customers have to provide
additional documents like Fee
Demand Letter having Institute
Bank Details
*Note:Terms and conditions apply
FlyHi Finance TargetMarket
Mumbai
Pune
Thane
Jaipur
Patna
Ahmedabad
Indore
Bangalore
Mangalore
Mysore
Cuttack
Bhubaneshwar
Chennai
Lucknow
Kolkata
Vishakapatnam
Vijayawada
Guwahati
Goa
Surat
Nashik
Rajkot
Vadodara
Dhanbad
Ranchi
Jemshedpur
Bilaspur
Raipur
Hyderabad
Gulbarga
Gwalior
Kota
Bhopal
Jabalpur
Kolhapur
Nagpur
Aurangabad
Coimbatore
Varanasi
Gurgaon
Noida
Faridabad
Agra
Allahabad
Amritsar
Chandigarh
Dehradun
Meerut
Delhi
Ghaziabad
5
Sr No. City /District Sr No. City /District
1
Agra
26
Jabalpur
2
Ahmedabad
27
Jaipur
3
Allahabad
28
Jemshedpur
4
Amritsar
29
Kolhapur
5
Aurangabad
30
Kolkata
6
Bangalore
31
Kota
7
Bhopal
32
Lucknow
8
Bhubaneshwar
33
Mangalore
9
Bilaspur
34
Meerut
10
Chandigarh
35
Mumbai
11
Chennai
36
Mysore
12
Coimbtore
37
Nagpur
13
Cuttack
38
Nashik
14
Dehradun
39
Noida
15
Delhi
40
Patna
16
Dhanbad
41
Pune
17
Faridabad
42
Raipur
18
Ghaziabad
43
Rajkot
19
Goa
44
Ranchi
20
Gulbarga
45
Surat
21
Gurgaon
46
Thane
22
Guwahati
47
Vadodara
23
Gwalior
48
Varanasi
24
Hyderabad
49
Vijayawada
25
Indore
50
Vishakapatnam
Flyhi Finance: Franchise/Channel Partner
6
FranchiseChannelPartner Roles&Responsibility.
Responsible for bringing new alliances with K12 Schools
Colleges, Universities, Coaching Classes, Vocational
Course classes and Executive Course Providers
Provide necessary assistance in collections of overdues if
any, give market feedback and recommendations to FLYHI
team. Partner shall not have any financial contribution
towards the collection activity
Support from FlyHiFinance
• Guidance for new Institutions tie ups.
• Necessary support for Marketing & Product and
ProcessTraining.
Flyhi Finance: Franchise/Channel Partner
BENEFITS
7
➢ Customer Referral Scheme
Attractive commissions on
every loan disbursed through
the tied-up institutes and
directly referred customer
Note:Channel partner receivesthepayout on everynew Instituteempaneled,activationand achievementof baseIRR.
#Activation means disbursement of at leastone application fromthe respectiveinstitute.
➢Institute Referral scheme Fixed
referral payout on
activation of every new tie up
Payout structure– InstituteReferralScheme
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➢ FCP willearnsetupfees on eachInstitutionTie-up andActivation for each
category.
Note:Channel partnerreceivesthepayouton every new Instituteempaneled,activationand achievementof basesubventionrate.
#Activation meansdisbursementof at leastone applicationfromtherespectiveinstitute.
Category Amount(INR)
K-12 Schools 5,000
Coaching Classes or Tuitions 3,500
College or University 5,000
Vocational Coaching 2,500
Executive Education 3,500
Online Coaching Platform 4,000
Payout structure
8
➢ FCP will receive payout on the disbursal to the institute tied up through his
referral. The structure is as follows
Note:Channel partnerreceivesthepayouton every new Instituteempaneled,activationand achievementof basesubventionrate.
#Activation meansdisbursementof at leastone applicationfromtherespectiveinstitute.
Subvention Based Schemes (0% cost to Customer)
Loan Amount
Tenor
No of Adv EMI
EMI
Subvention
Payout
100000 12 2 8334 11.00% 2%
100000 9 1 11112 9.00% 1.50%
100000 6 1 16667 6.00% 1.20%
100000 3 1 33334 3.00% 1.00%
Interest Based Scheme
Loan Amount
Tenor
No of Adv EMI
EMI Interest Payout
100000 12 2 9360 12320 2%
100000 9 1 12203 9827 1.50%
100000 6 1 17728 6368 1.20%
100000 3 1 34395 3185 1.00%
Payout structure –B2C
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➢ FCP will receive payout on the loans done to direct customer brought by it.
Note:Channel partnerreceivesthepayouton every new Instituteempaneled,activationand achievementof basesubventionrate.
#Activation meansdisbursementof at leastone applicationfromtherespectiveinstitute.
Interest Based Scheme
Loan Amount
Tenor
No of Adv EMI
EMI Interest Payout
100000 12 2 9360 12320 2%
100000 9 1 12203 9827 1.50%
100000 6 1 17728 6368 1.20%
100000 3 1 34507 3521 1.00%
FCP FAQs
• FCP would be only referring the Institute ?
➢ No, FCP would be explaining the Product, Scheme, Empanelment process to the Institute. Necessary training
would be provided
• Is there any particular type or category for the Institute that FlyHi will tie-up ?
➢ Institute can be School , Coaching classes or Tuition , College or University , Vocational Courses and Executive
education. Empaneling the Institute will be at Sole discretion of FlyHi finance.
• Can we do changes in the Subvention rate given to us by FlyHi Finance ?
➢ You can request the changes in the subvention rate, Kindly do not promise any changes in the Subvention until
approved by FlyHi Finance.
• FlyHi Finance would be providing any training ?
➢ Yes, FlyHi Finance would be providing the necessary training.
• What is the FCP payout period ?
➢ FCP payout period is monthly depending on the Institutes activated and loans disbursed in that Particular Month.
MIS will be shared with you.
